Christian Savings Limited — Religion Charity in Auckland
Christian Savings Limited is a Trust charity in the Religion sector, based in Auckland, Auckland. CharityData rates this charity C- (59.5/100). Annual revenue: $23.1M NZD. 2 red flags detected. Financial data as at August 2025.
Mission: Advancement of religion, through the provision of financial services to Christian churches and charities.
- Registration Number
- CC47731
- Charity Type
- Trust
- Registration Date
- 2012-02-20
- Status
- Active
- CharityData Rating
- C- (59.5/100)
- Sector
- Religion
- Location
- Auckland, Auckland
- Website
- http://www.christiansavings.co.nz
- ceo@christiansavings.co.nz
- Data as at
- August 2025
Beneficiaries: Other charities, Religious groups
Financial Summary
- Total Revenue
- $23.1M NZD
- Total Expenses
- $19.0M NZD
- Total Assets
- $335.7M NZD
- Net Assets
- $44.8M NZD
- Reserve Months
- 29.0 months of operating expenses
- Staff Count
- 16
- Financial Year End
- 2025-08-31
Financial History
| Year | Revenue | Expenses | Net Assets |
|---|---|---|---|
| 2025 | $23.1M | $19.0M | $44.8M |
| 2024 | $21.9M | $18.9M | $40.1M |
| 2023 | $16.3M | $12.7M | $37.2M |
| 2022 | $10.2M | $6.4M | $35.0M |
| 2021 | $8.4M | $6.4M | $31.2M |
| 2020 | $9.1M | $7.7M | $28.2M |
| 2019 | $8.2M | $7.3M | $19.2M |
| 2018 | $7.4M | $6.2M | $17.7M |
| 2017 | $0.2M | $0.0M | $4.1M |
| 2016 | $0.1M | $0.0M | $3.0M |
CharityData Rating
- Overall Grade
- C-
- Overall Score
- 59.5/100
- Financial Score
- 100
- Governance Score
- 65
- Transparency Score
- 85
Red Flags
- Average staff compensation of $157,813 per FTE, significantly above sector average of $75,000
- 3 trustees of this charity also sit on multiple other charity boards — concentrated trustee bandwidth may warrant board-skill-mix review.
Board Members and Officers
Current Officers (2)
| Name | Role | Appointed |
|---|---|---|
| Fiona Whyte | Director | 2026-08-01 |
| Elizabeth Dafoe | Clro | 2026-01-29 |
Former Officers (23)
- David Osborne — Cfo
- Daniel Mazengarb — CEO
- Jennifer Collings — Director
- James Stewart — Director
- John McDougall — Director
- Steven Moe — Director
- John Roberts — Director
- Glenn Teal — Director (departed 2024-08-30)
- Kim Thibault — Director
- Andrew Allan — Director (departed 2020-10-22)
- Roderick Robson — Director (departed 2020-07-27)
- Andrew Hughson — Director (departed 2018-10-30)
- James Palmer — Director (departed 2015-11-30)
- Graham Shaw — Director
- Roger Nicholson — Director (departed 2016-10-19)
- Alastair Mclay — Director (departed 2016-11-21)
- Elizabeth Johnstone — Director (departed 2020-12-31)
- Daniel Palmer — Director (departed 2015-08-31)
- John Smeaton — Director (departed 2015-08-31)
- Kelvyn Wallace Fairhall — Director (departed 2012-10-24)
Executive Compensation
| Name | Role | Compensation | Year |
|---|---|---|---|
| Senior Management Personnel (aggregate) | Senior Management | $645 | 2024 |
| Senior Management Personnel (aggregate) | Senior Management | $645 | - |
| Directors (aggregate) | Director | $79 | 2024 |
| Directors (aggregate) | Director | $79 | - |
| James Stewart | Director | - | 2021 |
| John Roberts | Director | - | 2023 |
| James Stewart | Director | - | 2023 |
| Steven Moe | Director | - | 2022 |
| Steven Moe | Director | - | 2021 |
| Kim Thibault | Director | - | 2025 |
| John Collings | Director | - | 2025 |
| John Roberts | Director | - | 2022 |
| Kim Thibault | Director | - | 2023 |
| Glenn Teal | Director | - | 2022 |
| John McDougall | Director | - | 2022 |
| Kim Thibault | Director | - | 2022 |
| Dan Mazengarb | CEO | - | 2022 |
| John McDougall | Director | - | 2023 |
| James Stewart | Director | - | 2025 |
| Dan Mazengarb | Chief Executive Officer | - | 2021 |
| Graham Shaw | Director | - | 2023 |
| Glenn Teal | Director | - | 2023 |
| Steven Moe | Director | - | 2023 |
| Andrew Allan | General Manager | - | 2021 |
| Steven Moe | Director | - | 2025 |
| John McDougall | Director | - | 2025 |
| James Stewart | Director | - | 2022 |
| John Collings | Director | - | 2023 |
| John Roberts | Director | - | 2021 |
| Graham Shaw | Chair | - | 2021 |
| Graham Shaw | Director | - | 2025 |
| John Roberts | Director | - | 2025 |
| Graham Shaw | Chair | - | 2022 |
Major Funders and Contracts (FY2025)
As disclosed in Christian Savings Limited's annual report.
- Baptist Union of New Zealand and affiliated entities — $22,039,384 — Deposit taking and loan financing for Baptist churches and Christian organisations
- Baptist Union of New Zealand and controlled entities — $19,617,384 — Deposits and financing of Christian churches and organisations
Service Providers
- Nigel de Frere
- Heartland Bank Limited
- Bank of New Zealand
- Heartland Bank
- ANZ Bank New Zealand Limited
- Bank of New Zealand
- Bank of New Zealand
- ANZ Bank New Zealand Limited
- ASB Bank Limited
- ASB Bank Limited
- Heartland Bank
- ANZ Bank New Zealand Limited
- ASB Bank Limited
- Fitch Ratings Inc
- Gemelli Consulting Limited
- Gemelli Consulting Limited
- Gemelli Consulting Limited
- Public Trust
- Anthony Harper
- Parry Field Lawyers
- Parry Field Lawyers
- Anthony Harper
- MinterEllisonRuddWatts
- Anthony Harper
- Parry Field Lawyers
- Buddle Findlay
- Parry Field Lawyers
- Public Trust
- Public Trust
- Public Trust
Similar Charities in Religion
Christian Savings Limited
Financial data as at August 2025. Sourced from Charities Services register.
Reasons to look carefully (2)
These structural observations are drawn from public data and are worth considering before a donation. They are not allegations of wrongdoing, and they don’t affect the charity’s letter grade.
- No chair recorded on the registerNo chair or presiding role is recorded in the register for this board of 11. The Charities Register does not require one to be identified, so this is a gap in the public record rather than a finding about the board.
- Same audit firm for many yearsSame audit firm (RSM Hayes Audit) for 6 consecutive years — best practice rotates audit firms periodically to refresh independent oversight
Each signal is a data-driven observation, not a judgement. They fire automatically from the figures filed with Charities Services. A charity can address any of these by filing fuller disclosure or updating its officer register. Methodology: /about/methodology/concern-signals.
$23.1M
$19.0M
$335.7M
16
Financial data from Charities Services annual return (FY2025). Ratings calculated using CharityData v3.1.1 methodology.
About
Advancement of religion, through the provision of financial services to Christian churches and charities.
Who We Serve
Key Statistics
Financial Trends
Financial Trends (14 Years)
Revenue Breakdown
Expense Breakdown
API DataBased on annual return data. Detailed program/admin breakdown not available.
Financial Health Dashboard
Based on latest annual return data. Metrics are calculated from reported financial data and may not reflect the full picture. View methodology
Revenue Diversification
HHI (Herfindahl–Hirschman Index) measures concentration across 6 income categories. Lower HHI = more diversified. Score above 60 indicates healthy diversification.
Peer Comparison
Ranked against 5 peers · Religion · $10M – $50M
Top Peers in Group
Peers are charities in the same sector and revenue size band. Rankings are based on the latest available data.
Rating History
Rating
C-Is this your charity?
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Sector & Activities
Data sourced from Charities Services register and publicly available annual returns. Our datasets may not be complete. Automated analysis can produce errors. Scores are calculated using disclosed methodology and are analytical tools, not investment ratings or recommendations. If you believe any data on this page is incorrect, please contact us at hello@charitydata.co.nz. For informational purposes only. Not investment advice. Last updated: 29 September 2026.
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