Soft market conditions for development land

Investment property portfolio revaluation risk

7-year rent review impending on Te Tōangaroa portfolio

Economic headwinds affecting whānau

Cybersecurity threats including AI-driven attacks and supplier risks

Government funding direction changes impacting education planning (Kura timeline)

Commercial tenant risk and lease income dependency

Climate change and environmental resilience of waterfront assets

Property market conditions with rising interest and capitalisation rates impacting investment property valuations

Economic challenges including recession, high inflation, and belt-tightening affecting whānau housing pressures and living costs

Political and policy changes creating uncertainty in economic environment

Whānau housing arrears growing due to unpaid rent, rates and expenses

Low-yielding assets in commercial portfolio requiring strategic refinement

Dependency on property asset valuations for asset base growth

Economic conditions and property market volatility affecting asset valuations

Rising interest and capitalisation rates impacting investment property values

Post-COVID recovery challenges and disruptions from natural disasters

Environmental and climate change impacts on tribal rohe

Overlapping iwi interests and settlement complexities

Cost of living pressures affecting whānau

Operational challenges in delivering expanded programmes and services

Staffing capacity and recruitment in competitive market

Cost of living crisis pressures on whānau

Delayed property settlements impacting cash flow

COVID-19 related restrictions and economic uncertainty

Asset valuation dependency on property market conditions

Debt servicing amid economic volatility

Climate change impacts on whenua and moana

Ongoing Crown litigation and settlement recognition challenges

Covid-19 pandemic impact on whānau employment and economic wellbeing

Significant group of whānau (over 60%) impacted by Covid-19 economic fallout

Land rights disputes - High Court litigation with Marutūahu over Taurarua and Waipapa

Mana Tāmaki conflicts - tension with other iwi regarding respective rights and interests

Auckland Council engagement approach - continued resistance to tikanga-based iwi engagement

Property market and asset value volatility

Debt management and banking covenant compliance

Commercial asset resilience in economic recession

Eastcliffe Retirement Village litigation - 12 residents initiated legal proceedings relating to remedial work and demolition

Settlement Protection - High Court action regarding Crown's proposed transfer of Central Auckland properties to other iwi

Property market slowdown affecting revaluation gains

Debt levels and banking covenants compliance

Housing availability and papakāinga housing delivery